General Liability Insurance Covers third-party bodily injury and property damage claims — a baseline requirement on nearly every government contract, typically with specific minimum limits and an additional insured endorsement naming the government or prime contractor.

Professional Liability / Errors & Omissions Covers claims that your firm's advice, design, software, or professional services caused financial harm to the government or a prime contractor — critical for IT, engineering, consulting, and other professional services contractors.

Cyber Liability Insurance With increasing requirements around CMMC, NIST 800-171, and the handling of controlled unclassified information, cyber liability coverage is now essential for most government contractors — covering breach response, notification costs, and liability tied to a security incident.

Workers' Compensation Insurance Virginia requires coverage for any business with more than two employees, and many federal contracts require proof of workers' comp before personnel can be badged onto a government site.

Meeting Federal, State, and Prime Contractor Requirements
Government contracts — whether federal, state, or local — typically specify exact coverage types, minimum limits, and additional insured language in the terms and conditions, and prime contractors pass these same requirements down to their subs. We regularly help Virginia government contractors:

Employment Practices Liability (EPLI) Covers claims like wrongful termination, discrimination, or harassment — an important protection as contractors scale headcount up and down with new and expiring task orders.

Commercial Auto / Hired & Non-Owned Auto Covers vehicles owned by the company or used by employees for contract work, including travel between government facilities and offices.

Bid and Performance Bonds Many government contracts require bonding to guarantee bid commitments and contract performance. We can help arrange the bonding capacity needed alongside your insurance program.

Meeting Federal, State, and Prime Contractor Requirements

Government contracts — whether federal, state, or local — typically specify exact coverage types, minimum limits, and additional insured language in the terms and conditions, and prime contractors pass these same requirements down to their subs. We regularly help Virginia government contractors: